Business and Organization Documents
Here’s what you’ll need:
| Business Type | Tax ID | Documentation Recommendation to Establish Account |
|---|---|---|
| Sole Proprietorship | SSN of owner or TIN of Business | Signature Card – All Signers Account Authorization Card - All Signers Funds/Wire Transfer Agreement - All Signers *IRS Form 1040 & Schedule C (Profit & Loss) |
| Partnership | Partnership TIN | Signature Card – All Signers Account Authorization Card - All Signers Funds/Wire Transfer Agreement - All Signers ∗ Partnership Agreement ∗ Articles of Organization ∗ Government Issued Business License ∗ Certification of Beneficial Owners |
| Limited Liability Company | Limited Liability Company TIN | Signature Card – All Signers Authorization Card - All Signers Funds/Wire Transfer Agreement - All Signers ∗ Articles of Incorporation ∗ Articles of Organization ∗ Government Issued Business License ∗ Certification of Beneficial Owners |
| Corporation | Corporation TIN | Signature Card – All Signers Account Authorization Card - All Signers Funds/Wire Transfer Agreement - All Signers ∗ Certified Copy of Resolution ∗ Articles of Incorporation ∗ Articles of Organization ∗ Government Issued Business License * Certification of Beneficial Owners |
| Unincorporated Association, Religious, Charitable, Educational, Tax Exempt Organization, or Club Accounts |
Organization TIN | Signature Card – All Signers Account Authorization Card - All Signers Funds/Wire Transfer Agreement - All Signers ∗ Certified Copy of Resolution ∗ Articles of Incorporation ∗ Articles or Organization ∗ Government Issued Business License |
Documentation Recommended to Establish Account:
Items not marked by an asterisk are required.
* At least one item marked by an asterisk is required.
Exclusion: Sole Proprietorships don’t have to provide IRS Form 1040 & Schedule C (Profit & Loss), but they can be used if available.
FinCEN’s Beneficial Ownership Rule of Legal Entity Procedures (31 CFR 1010.230 - Eff. 05/11/18):
Some business types may require a Certification of Beneficial Owner(s) form to be completed.
NOTE: We do not open Money Services Business accounts (Businesses other than FIs who offer services like check cashing, money transfers, etc.)