Terms and Conditions
Advantage Checking
1Registration/activation is required. Health discount savings is not insurance.2IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses, their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, or schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee member. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and his/her eligible family members (fiduciary is not covered). Family includes: spouse, persons qualifying as domestic partner, children younger than 25 years of age and parent(s) of the accountholder who are residents of the same household.
3Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. To receive cellphone protection, the cellular telephone bill must be paid through this account. To receive buyer’s protection and extended warranty, items must be purchased entirely with eligible account. Insurance products are not insured by NCUA or any federal government agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
Contact FCCU for complete details.
Sallie Mae®
Borrow responsibly.
We encourage students and families to start with savings, grants, scholarships and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae® Bank or a lender partner. Frontier Community Credit Union is not the creditor for these loans and is compensated by Sallie Mae® for the referral of loan customers.
Smart Option Student Loan® and graduate loan products: this information is for students attending participating degree-granting schools. Smart Option Student Loan® information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and/or Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000.00. Current credit and other eligibility criteria apply.
Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000.00. Current credit and other eligibility criteria apply.
SALLIE MAE® RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE.
©2019 Sallie Mae® Bank. All rights reserved. Sallie Mae®, the Sallie Mae® logo and other Sallie Mae® names and logos are service marks or registered service marks of Sallie Mae® Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae® Bank, are not sponsored by or agencies of the United States of America.